Wallet is a powerful financial tracking app, not a banking platform. It helps users monitor transactions, expenses, and budgets. However, it cannot conduct transactions or hold funds. By linking accounts, users gain insights into spending habits and set financial goals. Wallet prioritizes data privacy and security but operates with read-only access. To fully benefit, continue using banking platforms for transactions. Wallet enhances financial management by providing comprehensive tracking and insights into personal finances. Remember, Wallet is a companion app that complements existing banking relationships. By understanding its purpose, users can make informed decisions and maximize the benefits of this valuable financial tracking tool.